Posts Tagged 'finances'

Some Wonderful Links!

Just a quick post today to share some excellent articles and resources I’ve run across in recent days:

  • How to Practice Hospitality on a Budget – Hosted on the marvelous MoneySavingMom.com, this is a gem of an article with super tips for blessing others while living on a budget.
  • Tips for Reducing Electric Bills – Fantastic information from the great people at LivingonaDime.com. Lots of common-sense ideas, but you’ll also find some that make you say, “OH!” Great stuff.
  • Promotional Codes – This is a fantastic one-stop shop for online coupons, discount codes, and more. I love to find discount codes I can use when placing an order online. This is by far the most user-friendly way to discover new coupons!
  • Soda Stream – I admit it, I absolutely love sparkling water. It’s one of my big addictions. But it is SO pricey if you purchase it in the stores ($1.49-$1.99 a liter — ouch!). I was thrilled when I discovered this handy gadget that allows you to make your own sparkling water (and flavored drinks) at home for 20 cents per liter! I’ll be reviewing this nifty tool later on.

Enjoy!

© Podius | Dreamstime.com

© Podius | Dreamstime.com

The Contest Results!

img_budgetmakeover_1aThank you all for your patience during our busy weekend and the crazy ER trip day! It has been really fun to see your budget remodels — you beat DIY all hollow! A few ladies didn’t post their entries as comments but emailed them, and, though I wrote to ask them to post, they never got around to it. If those of you who emailed want to repost even now, you’re welcome to do so. It’s just fun to see what you’re able to do!

Rather than forcing you to go back and find the posted re-dos in the comments, I’ll put them here so you can see them all in one place. First I’ll share mine:

  • Knobs – $4.36 (4 @ $1.09/ea on eBay)
  • Cup pulls – $15.42 (6 @ $2.57/ea on eBay)
  • Light fixture – $39.99 (on eBay)
  • Faucet – $24.99  (on eBay – Someone bought it after I saved the link, though!)
  • Frame – $24.95  (on eBay)
  • TOTAL: $137.19

I didn’t include shipping, nor did I expect others to do so. If I added in all my shipping, I’d come right in around the $190 mark, though. Now, here are the other entries…. First, the winner!

Sibyl’s $160.47 remodel:

Congratulations, Sibyl! That was almost $30 under budget — and almost $740 under DIY’s budget! Woo-hoo!!! You’ve won a year’s subscription to Mary Jane’s Farm!

Now for our second-place winner:

Sandy’s Redo:

Great job, Sandy! This comes almost $20 below my top end and $730 under DIY’s!
Finally, here’s our third-place winner, who would have come in first except that she linked to a quart of paint rather than a gallon — multiplying out the quarts is what killed the win. OUCH! Still, this remodel is almost $14 under my $190 limit and beats DIY by almost $725! Fantastic!

Michelle Z’s $176.23 bathroom redo:

This was so much fun, I think we’ll have to do it again sometime with another remodel challenge! Maybe a kitchen refresh on the cheap? Thanks so much for participating!

whitekitchen1

Don’t Miss This Fun Contest!

If you haven’t seen my April 4 post, be sure to check it out! I’m having a budget remodel contest — see if you can beat DIY Magazine’s bathroom remodel budget. The winner gets a one-year subscription to the wonderful Mary Jane’s Farm magazine. 🙂

A few ladies have already posted their entries in the comment sections on the April 4 post (that’s where to enter). I’m keeping the entries private until the end of the contest, and then I’ll reveal everyone’s finds and their bottom line budgets!

A few things to keep in mind:

1. Make sure the links to each of the items you find works — we need to be able to verify your finds.
2. Be sure you pick bathroom-grade paint rather than run-of-the-mill paint. It makes a difference!
3. It’s perfectly kosher to check eBay, Craigslist, and Freecycle for your bargains!

Have fun!

Warmly,
Amanda

This is a “budget” remodel?

Anyone who’s followed my blog for even a short time will know I’m big on bargains and remodeling on the cheap. I love do-it-yourself features in magazines and online, so I immediately clicked through to an article titled “Budget Bath Makeover” in the latest DIY newsletter. There I found a photograph of a very pretty master bath that had been remodeled on a budget:

img_budgetmakeover_1a

And here are the first couple of paragraphs of the accompanying article:

This master bath had many advantages: a separate tub and a shower, a window, and clean white fixtures. The effect, however, was cold and impersonal. A color cure and pretty accessories much improved the look.

Instead of damaging (and then fixing) the wall by removing the plate mirror over the vanity, the homeowner hung an antiqued flea-market frame in front of it. Then she switched out the contemporary light fixture for a classic three-bulb affair; replaced the basic faucet with a porcelain-handle Victorian-style model; and ditched boring cabinet pulls for brushed chrome knobs and cup pulls.

Okay, so far I’m all there. I’m all about painting, replacing ugly pulls, updating light fixtures, and repurposing antique frames. But here’s where the jaw-dropper hit:

The total cost for the room redo: $900.

Wait a second. Was that nine-HUNDRED dollars? Surely you mean a hundred and ninety dollars, right? Um, no. In the alternate reality of today’s crashing economy, it seems there are “budget” remodels and then there are BUDGET remodels. I wouldn’t class spending $900 on a few bathroom fixtures as a real saving accomplishment. In fact, I feel a challenge coming on! I bet you that any one of us could re-do this room in the exact same way for under $190. Wanna try?

Okay, here’s the challenge: Get online and see if you can price out this remodel for under $190. That means finding bathroom paint (one gallon does it for this size room), pulls similar to the ones used in the photo, a three-light fixture, vintage-style faucet, and a frame to go around the mirror (antique or otherwise–just see what you can find). Post links to your finds as well as prices and your grand total (no need to figure in taxes, as we’re all in different states) in the comments section. Whoever gets this remodel done at the lowest price wins a year’s subscription to Mary Jane’s Farm Magazine.

I’ll play along with you and post my BUDGET remodel on April 10. That gives you six days to get cracking! Invite your friends — pass along this post. The more, the merrier! I bet we can show DIY Magazine a thing or two about real budget remodeling!

PS (4/7/09): I’ve removed the current comments with their running totals and will wait until the contest is over to reveal everyone’s finds. That will make it more fun and won’t discourage anyone from trying. Keep the budget challenge going!

Dave Ramsey’s doing it again — Everything’s $10!

Dave Ramsey did this great sale back on Labor Day weekend, and he’s doing it again through December 18. If you want the best, most down-to-earth, practical tools for getting, staying, and living debt-free, get Dave’s Total Money Makeover book or order his audio CDs.  I don’t get any kind of kick-back for recommending Financial Freedom products; I just want to encourage you to read, listen to, and learn from their resources.

Total Money Makeover

If you’re like me, you may have grown up in a frugal household but without ever learning how to budget, save long-term, or invest.  When I was a newlywed, I prided myself on being able to live on very little, but I quickly found out that I had a lot to learn when it came to thinking long-term.

Crystal over at MoneySavingMom.com has shared her family’s financial goals and also recommends Dave Ramsey’s excellent materials. Crystal’s story is incredibly inspiring. If a young wife and mom can keep the home and run a small business while her husband finishes law school–and still manage to save money–then so can you!

If you’ve never heard of Dave Ramsey, spend some time on his site and check his radio show archive. 60 Minutes also did a special on him recently that you can watch in segments online (if I can find my link I’ll post it!). Dave and his wife, Sharon, tell the story of how they came out of complete bankruptcy and financial ruin and learned to manage money and save carefully for the long haul. It’s good stuff!

Enjoy!

Now’s the time to get “gazelle intense” with Dave Ramsey!

If you know nothing about Dave Ramsey and his “Financial Peace” series or his “Total Money Makeover,” there has never been a better time to get acquainted with this excellent system for becoming debt-free and living free. Jump on over to Dave’s website, because everything is $10 through September 2nd! This includes all the books, DVDs, audio CDs, and software.

If you want to learn how to break free from the bondage of all-American debt up to the eyeballs, then you need to read Dave! He also has a radio show that streams from his site, so if you’re not ready to plunk down money for books, take a few days to listen to what he has to say before you make a decision.

I don’t get any kind of kickback by promoting Dave Ramsey; I’m just extremely happy to be able to recommend  his common-sense approach to spending wisely, saving for the future, and staying debt-free for life. Yes, that even means mortgage-free! Dave uses biblical wisdom and old-fashioned common sense to demonstrate how easy it is to get control of your finances and “tell every dollar where to go.” If you don’t tell your money where to go, it will just grow wings and fly away of its own accord!

Whether you have debt or are debt-free and just want to save wisely for the future, you can’t beat Dave Ramsey’s excellent resources. Check them out!


About the Queen…

Amanda Livenwell is the pen name of a stay-at-home mom who shares the adventure of living large on one income in, yes, a double-wide trailer! Join our family as we say goodbye to suburbia, trim down, and start saving to build our own home. We're going to talk about doing it yourself, living beautifully on less, making do or doing without, and counting it all joy in the process. We'll cover prep-work and painting, refacing kitchen cabinets, flooring on the cheap, tiling over laminate, upholstering furniture, and just rolling up our sleeves in general. If you love home improvement, this is the place for you. Let's get cracking!

Favorite Frugal Helps!


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Organic Valley Family of Farms - Get coupons and special offers for delicious, healthy food!

The Coupon Mom - Another fabulous source for discounts and freebies!

Dave Ramsey will help you break the chains of debt and run to freedom!

What Inspires Me Most!

"She seeks wool and flax, and willingly works with her hands. She girds herself with strength, and strengthens her arms. She perceives that her merchandise is good, and her lamp does not go out by night. She stretches out her hands to the distaff, and her hand holds the spindle. She watches over the ways of her household, and does not eat the bread of idleness." ~ Proverbs 31:13, 17-19, 27

"Do you see a man who excels in his work? He will stand before kings;he will not stand before unknown men." ~ Proverbs 22:29

"The soul of a lazy man desires, and has nothing; but the soul of the diligent shall be made rich." ~ Proverbs 13:4

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