Just a quick post today to share some excellent articles and resources I’ve run across in recent days:
- How to Practice Hospitality on a Budget – Hosted on the marvelous MoneySavingMom.com, this is a gem of an article with super tips for blessing others while living on a budget.
- Tips for Reducing Electric Bills – Fantastic information from the great people at LivingonaDime.com. Lots of common-sense ideas, but you’ll also find some that make you say, “OH!” Great stuff.
- Promotional Codes – This is a fantastic one-stop shop for online coupons, discount codes, and more. I love to find discount codes I can use when placing an order online. This is by far the most user-friendly way to discover new coupons!
- Soda Stream – I admit it, I absolutely love sparkling water. It’s one of my big addictions. But it is SO pricey if you purchase it in the stores ($1.49-$1.99 a liter — ouch!). I was thrilled when I discovered this handy gadget that allows you to make your own sparkling water (and flavored drinks) at home for 20 cents per liter! I’ll be reviewing this nifty tool later on.
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Dave Ramsey did this great sale back on Labor Day weekend, and he’s doing it again through December 18. If you want the best, most down-to-earth, practical tools for getting, staying, and living debt-free, get Dave’s Total Money Makeover book or order his audio CDs. I don’t get any kind of kick-back for recommending Financial Freedom products; I just want to encourage you to read, listen to, and learn from their resources.
If you’re like me, you may have grown up in a frugal household but without ever learning how to budget, save long-term, or invest. When I was a newlywed, I prided myself on being able to live on very little, but I quickly found out that I had a lot to learn when it came to thinking long-term.
Crystal over at MoneySavingMom.com has shared her family’s financial goals and also recommends Dave Ramsey’s excellent materials. Crystal’s story is incredibly inspiring. If a young wife and mom can keep the home and run a small business while her husband finishes law school–and still manage to save money–then so can you!
If you’ve never heard of Dave Ramsey, spend some time on his site and check his radio show archive. 60 Minutes also did a special on him recently that you can watch in segments online (if I can find my link I’ll post it!). Dave and his wife, Sharon, tell the story of how they came out of complete bankruptcy and financial ruin and learned to manage money and save carefully for the long haul. It’s good stuff!
If you know nothing about Dave Ramsey and his “Financial Peace” series or his “Total Money Makeover,” there has never been a better time to get acquainted with this excellent system for becoming debt-free and living free. Jump on over to Dave’s website, because everything is $10 through September 2nd! This includes all the books, DVDs, audio CDs, and software.
If you want to learn how to break free from the bondage of all-American debt up to the eyeballs, then you need to read Dave! He also has a radio show that streams from his site, so if you’re not ready to plunk down money for books, take a few days to listen to what he has to say before you make a decision.
I don’t get any kind of kickback by promoting Dave Ramsey; I’m just extremely happy to be able to recommend his common-sense approach to spending wisely, saving for the future, and staying debt-free for life. Yes, that even means mortgage-free! Dave uses biblical wisdom and old-fashioned common sense to demonstrate how easy it is to get control of your finances and “tell every dollar where to go.” If you don’t tell your money where to go, it will just grow wings and fly away of its own accord!
Whether you have debt or are debt-free and just want to save wisely for the future, you can’t beat Dave Ramsey’s excellent resources. Check them out!